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Find the auto insurance policy that’s right for you.
At SelectQuote, we help you get the right amount of coverage at a price that works for you.
Find the auto insurance policy that’s right for you.
At SelectQuote, we help you get the right amount of coverage at a price that works for you.
Why do I need auto insurance?
Staying safe on the road should be the top priority of any driver. Auto insurance is a valuable tool that helps protect you and other drivers from the costs of an accident. In fact, almost all states require you to have auto insurance, and most lenders will require you to have it before they approve you for a car loan..
Purchasing a car is a big investment, so making sure you have the right auto insurance policy for your needs and budget is important. It can be difficult to navigate all the options, quotes and fine print, but we’re here to help. At SelectQuote, we make the process easy by searching highly trusted auto insurance companies on your behalf. We quickly and easily compare prices and plans in just minutes, doing the shopping while you do the saving.
What does auto insurance cover?
If you cause an accident or get into one with an uninsured or underinsured driver, you could be held responsible to cover the cost of car repairs, property damage, medical bills, lost wages, legal fees and more. Policies often cover many of these expenses, but if you don’t fully understand your coverage before purchasing, your financial well-being could end up at risk. There are five main auto insurance policies:
- Bodily Liability Coverage
- Comprehensive Coverage
- Collision Coverage
- Personal Injury Protection
- Uninsured/Underinsured Motorist Coverage
- Property Damage Liability
Choosing a policy that’s right for you can be difficult, but we make finding and comparing the options easy, convenient and hassle free.
Discounts on Auto Insurance
There are many ways you can save money on car insurance, including a safe driving history, low mileage, using a telematics system (like Progressive Snapshot) and more. However, one of the easiest ways to receive a discount on car insurance is to bundle (also known as a multi-policy discount). SelectQuote customers who bundle their auto insurance with their homeowners insurance save an average of $693 each year.
Auto Insurance Rates
Your rate can be impacted by a number of things, including age, marital status, where you live, credit score, claims history and more. SelectQuote customers see an average auto insurance premium of $170.61 per month+. By working with SelectQuote, you’ll receive car insurance quotes in just minutes. We work for you and not the insurance companies, gathering transparent, unbiased plan comparisons on your behalf.
+Average monthly rates are from effective SelectQuote customer policies between 4/1/2022 and 3/31/2023.
Most Common Auto Insurance Mistakes
From getting quotes, to comparing plans, to actually committing to a policy, it can be overwhelming and confusing to try and keep track of all the moving pieces of purchasing car insurance. It’s easy for certain steps to slip through the cracks, and unfortunately you may end up with a policy that isn’t the best fit for your needs. Common mistakes people make include:
- Not fully understanding coverage
- Failing to shop around and missing out on the best policy for their specific needs
- Focusing only on the cost of the insurance, leaving them underinsured
- Not considering add-ons or bundles to save money and boost coverage
Don’t worry—we can help and ensure you understand all your options, getting you exactly the coverage you need at the best available rate.
